Cape Coral, Florida
Build your home in Cape Coral and enjoy the SunLife.
Cape Coral has more miles of navigable canal than any city on earth. Over four hundred miles of them, most running straight out to the Gulf. That is the part people know. Here is the part they do not: there is no HOA on most of these homesites, there is no state income tax, and the same house that costs $680,000 in Miami is sitting here in the high two hundreds. Buyers come down for a weekend to look, and a surprising number of them go home and start packing. Boating from your backyard, dinner on the lanai, and the relaxed Southwest Florida lifestyle right outside your door.
432 Chiquita Blvd N,
Cape Coral, FL 33993
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Now Selling. All Homes Available.
Homes From $299,000 to $699,000
3 to 4 Bedrooms
Up to 2,265 Sq. Ft.
Available Homes
Eight Plans. Every One Built to the Same Standard.
Jeff Kershner designed every one of these floor plans himself. Three bedrooms to four. From the high two hundreds to the seven hundreds. The standard never changes, regardless of which plan you choose.
floor plans
Why Cape Coral, Florida?
Cape Coral is one of Southwest Florida's most desirable places to live, offering more than 400 miles of navigable canals, beautiful waterfront communities, and easy access to the Gulf of Mexico. It's a city built around outdoor living, boating, fishing, and enjoying Florida's year-round sunshine.
With spacious homesites, a relaxed coastal atmosphere, and excellent value compared to many other waterfront destinations, Cape Coral is an ideal place to build your dream home. Whether you're looking for a primary residence or a vacation retreat, it offers the perfect balance of lifestyle, comfort, and opportunity.
Quick Answers
Everything You Want to Know About Building a
New Home in Cape Coral.
Why should I build a new home in Cape Coral, Florida?
Cape Coral offers the Southwest Florida lifestyle at a price point significantly more attainable than Miami, Fort Lauderdale, or Tampa. With over 400 miles of navigable canals, warm weather year-round, no HOA on most homesites, and new homes starting under $300,000, Cape Coral gives buyers more home, more lifestyle, and more value than anywhere else on the Gulf Coast.
How much does a new home cost in Cape Coral in 2026?
SunLife Homes builds new homes in Cape Coral, starting from $299,900 for Seabreeze Cove and going up to $699,990 for Coral Haven. The median home price in Cape Coral is currently around $351,000 compared to $680,000 in Miami and $658,000 in Fort Lauderdale.
Are new homes in Cape Coral in a flood zone?
Almost all SunLife Homes in Cape Coral are built in FEMA Flood Zones X and X500, which are low-risk areas commonly referred to as high and dry. Most SunLife homes do not require mandatory flood insurance, which can cost buyers $6,000 or more per year in higher-risk zones.
How much is homeowners' insurance on a new home in Cape Coral?
Homeowners insurance on a new SunLife home in Cape Coral averages around $1,200 per year. This is significantly lower than flood zone AE properties and comes as a pleasant surprise to most buyers relocating from other states.
Are Cape Coral homes hurricane-resistant?
Yes. All SunLife Homes are built with impact-rated windows and doors, concrete block construction, engineered roof systems with hurricane tie-downs, hurricane-rated garage doors, and compliance with the latest Florida Building Code wind-load requirements. Every SunLife home is rated to withstand 160 mph winds.
Does Cape Coral have an HOA?
Most Cape Coral neighborhoods, including those where SunLife builds, do not have an HOA. This is one of the major advantages Cape Coral offers over other Florida markets, where HOA fees can add hundreds of dollars per month to the cost of ownership.
How far is Cape Coral from the beach?
Cape Coral is a canal city, not a beachfront city. Fort Myers Beach is approximately 30 minutes away. Sanibel and Captiva islands are accessible by boat or car. Cape Coral itself offers extensive canal access for boating and water activities from many neighborhoods.
What floor plans does SunLife Homes offer in Cape Coral?
SunLife Homes offers eight floor plans in Cape Coral, ranging from the Seabreeze Cove at 1,333 square feet and three bedrooms starting at $299,900 to the Coral Haven at 2,265 square feet and four bedrooms starting at $699,990. All eight plans are available in Cape Coral, and all are built to the same standard.
How long does it take to build a new SunLife home in Cape Coral?
The average SunLife home goes from contract to keys in ninety-nine days. That is approximately three months from signing to move-in, significantly faster than custom builders, who often take a year or more.
Why do Miami buyers choose Cape Coral?
Cape Coral is consistently one of the top destinations for Miami buyers who want to stay in Florida without paying Miami prices.